/* 3번: 2번 디자인 유지, 고객 요청사항만 반영 */
.header-inner{justify-content:flex-start}
.hero-home-panel{display:grid;grid-template-columns:1fr;gap:10px;padding:22px;border:1px solid rgba(138,183,224,.65);border-radius:18px;background:rgba(255,255,255,.9);box-shadow:0 12px 28px rgba(39,91,132,.11)}
.home-panel-heading{padding:0 4px 5px}
.home-panel-heading strong{color:#143e66;font-size:20px;font-weight:800}
.home-panel-heading p{margin:3px 0 0;color:#647b8f;font-size:13px}
.hero-home-panel>a{display:grid;min-height:72px;grid-template-columns:46px 1fr 18px;align-items:center;gap:14px;padding:0 18px;border:1px solid #bdd8ef;border-radius:12px;background:#fff;color:#075fc5;transition:.2s}
.hero-home-panel>a:hover,.hero-home-panel>a:focus{border-color:#0965d9;background:#f3f8ff;transform:translateY(-1px)}
.home-link-icon{display:flex;width:46px;height:46px;align-items:center;justify-content:center;border-radius:50%;background:#e9f4ff;font-size:21px}
.hero-home-panel>a>span:nth-child(2){display:flex;min-width:0;flex-direction:column}
.hero-home-panel>a strong{font-size:16px;font-weight:800}
.hero-home-panel>a em{margin-top:2px;color:#61768a;font-size:12px;font-style:normal;font-weight:500}
.hero-home-panel>a>i{font-size:19px}
.service-process{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:18px auto 0;overflow:hidden;border:1px solid #d5e2ec;border-radius:12px;background:rgba(255,255,255,.94);box-shadow:0 5px 14px rgba(34,78,111,.05)}
.service-process:before{display:none}
.service-process li{display:grid;min-height:78px;grid-template-columns:34px minmax(0,1fr);align-content:center;align-items:center;gap:2px 10px;padding:12px 20px;border:0;border-radius:0;background:transparent;box-shadow:none}
.service-process li+li{border-left:1px solid #dce6ee}
.service-process .step{position:static;grid-row:1/3;width:34px;height:auto;border:0;background:transparent;box-shadow:none;font-family:inherit;font-size:13px;font-weight:800}
.service-process .process-open .step{color:#0965d9}.service-process .process-objection .step{color:#009d93}.service-process .process-result .step{color:#d98700}
.service-process .process-icon{display:none}
.service-process li>div{align-self:end;text-align:left}
.service-process li>div>strong{font-size:15px;font-weight:700;color:#26415a}
.service-process .process-meta{grid-column:2;display:flex;min-height:auto;align-items:center;align-self:start;gap:8px;padding:2px 0 0;border:0}
.service-process .process-meta strong{margin:0;padding:0;background:transparent;color:#718394;font-size:11px;font-weight:600}
.service-process .process-meta em{color:#334c63;font-size:12px;font-weight:700}
.service-panel{grid-template-columns:1fr 1fr}
.service-heading{align-items:center;gap:12px}
.service-heading h3{margin:0;line-height:1.35}
.service-heading .service-icon,.objection-card .service-icon{display:block;flex:0 0 5px;width:5px;height:24px;align-self:center;border-radius:3px;background:linear-gradient(180deg,#0965d9,#00a89d)}
.answer-card .service-heading .service-icon:after,.objection-card .service-heading .service-icon:after{content:none}
.service-heading .service-icon img{display:none}
.answer-links a,.objection-button{min-height:82px;border-radius:11px;font-size:17px;font-weight:700;transition:border-color .18s ease,background .18s ease,box-shadow .18s ease,filter .18s ease,transform .18s ease}
.answer-links a,.objection-button{grid-template-columns:1fr auto 1fr;gap:14px;padding:0 24px;border:0;background:linear-gradient(105deg,#159f99,#1b70c7);box-shadow:0 8px 18px rgba(20,102,153,.17);color:#fff;text-align:center}
.answer-links a:before,.objection-button:before{display:block;content:""}
.answer-button-icon,.objection-button-icon{display:none}
.answer-links>a>i,.objection-button>i{justify-self:end;color:#fff}
.answer-links a:hover,.answer-links a:focus,.objection-button:hover,.objection-button:focus{border:0;background:linear-gradient(105deg,#108f89,#1764b5);box-shadow:0 10px 21px rgba(20,96,146,.22);color:#fff;filter:none;transform:translateY(-1px)}
.answer-links a:active,.objection-button:active{background:linear-gradient(105deg,#0d827d,#155ba6);box-shadow:0 4px 10px rgba(20,96,146,.17);transform:translateY(0)}
.objection-copy{margin-top:13px}
.answer-links a:focus-visible,.objection-button:focus-visible{outline:3px solid rgba(0,169,157,.3);outline-offset:3px}
.notice-page{font-size:16px;line-height:1.75}
.notice-grid{grid-template-columns:1fr;gap:16px}
.notice-card{display:grid;grid-template-columns:270px 1fr;align-items:start;padding:28px 32px;border-color:#cfdeea;box-shadow:0 8px 22px rgba(32,69,96,.08)}
.notice-card h2{margin:0 32px 0 0;padding:8px 32px 8px 0;border-right:1px solid #cbdbe7;border-bottom:0;font-size:22px;line-height:1.45}
.notice-card .info-list{display:grid;grid-template-columns:116px minmax(0,1fr);gap:12px 18px;margin:0}
.notice-card .info-list dt{display:flex;min-height:34px;align-items:center;margin:0;padding:5px 12px;border-radius:7px;background:#edf6ff;color:#075fb8;font-size:15px;font-weight:800;white-space:normal}
.notice-card .info-list dt:before{display:none}
.notice-card .info-list dd{align-self:center;margin:0;padding:3px 0;color:#263b4e;font-size:16px;line-height:1.75}
.notice-card .info-list dd strong{color:#102d47;font-size:16.5px;font-weight:800}
.card-open{border-left:4px solid #0965d9}
.card-objection{border-color:#b9dedb;border-left:4px solid #00a89d}
.card-objection .info-list dt{background:#e9f9f6;color:#07877f}
.card-result{border-left:4px solid #f3a000}
.card-result .info-list dt{background:#fff5e3;color:#b97100}
.rule-list>li{margin-bottom:10px}
.notice-cautions{overflow:hidden;margin-top:20px;border:1px solid #e7c98e;border-radius:12px;background:#fff8e9;box-shadow:0 5px 14px rgba(124,87,25,.05)}
.notice-cautions p,.notice-cautions p+p{min-height:0;margin:0;padding:9px 20px;border:0;border-radius:0;background:transparent;color:#59451f;font-size:15.5px;line-height:1.65}
.notice-cautions p+p{margin-top:2px;border-top:0}
.notice-cautions p span,.notice-cautions p+p span{align-self:center;color:#c87900;font-size:22px}
.notice-cautions p strong{font-weight:700}
@media(max-width:1100px){.service-process{grid-template-columns:1fr}.service-process li{grid-template-columns:34px minmax(0,1fr)}.service-process li+li{border-top:1px solid #e0e8ef;border-left:0}.service-process .process-meta{grid-column:2}}
@media(max-width:840px){.hero-home-panel{padding:16px}.service-panel{grid-template-columns:1fr}.service-card+.service-card{border-top:1px solid #dbe6ef;border-left:0}.objection-button{width:100%}.notice-card{display:block;padding:22px 20px}.notice-card h2{margin:0 0 20px;padding:0 0 14px;border-right:0;border-bottom:1px solid #d8e2ea}.notice-card .info-list{grid-template-columns:100px minmax(0,1fr);gap:10px 12px}}
@media(max-width:600px){.service-process li{grid-template-columns:30px 1fr;padding:12px}.service-process .step{width:30px}.service-process .process-meta{grid-column:2}.hero-home-panel>a{grid-template-columns:42px 1fr 16px;padding:0 14px}.home-link-icon{width:42px;height:42px}}
@media(max-width:600px){.notice-page{font-size:15px}.notice-card .info-list{grid-template-columns:1fr}.notice-card .info-list dt{display:inline-flex;width:max-content;min-height:30px}.notice-card .info-list dd{padding:0 4px 8px;font-size:15px}.notice-cautions p,.notice-cautions p+p{padding:8px 15px;font-size:14px}}